Now Or Later

This course explores how everyday spending habits can be redirected toward long-term investments that build generational wealth. It empowers learners—especially in minority communities—to recognize the opportunity cost of consumer choices and shift toward equity through stock ownership.

Financial Literacy Value:
This course teaches the concept of opportunity cost by showing how spending decisions impact long-term financial growth. Learners develop the mindset and tools to prioritize investing over impulse purchases, laying the foundation for wealth-building and financial equity.

Creating Wealth Through Dividend Investing

This course introduces learners to dividend investing as a practical way to generate passive income and build long-term wealth. It covers key terms, the dividend payment process, total return calculations, and how to start investing—even with small amounts—through fractional shares.

Financial Literacy Value:
Learners gain a clear understanding of how to earn consistent income from investments and measure returns, making wealth-building accessible regardless of income level.

Financial Basics

This course introduces a simple four-part budgeting system that teaches students how to manage money with purpose—spending wisely, saving regularly, giving generously, and growing their finances. It builds essential habits for long-term financial health by showing how to balance needs, values, and goals.

To Save or Invest?

This course helps learners understand the difference between saving and investing, outlining when and why to choose one over the other. It introduces practical decision-making strategies to build a balanced financial plan.
Financial Literacy Value:

This course builds foundational knowledge on how saving protects your money while investing grows it. Students will learn when to use each strategy to reach short-term and long-term financial goals.